How to Build Your Emergency Fund Fast


An emergency fund is one of the major building blocks of your financial structure. Budgeting and paying off debt are great strategies. They require hard work and dedication. But what happens when the unthinkable happens? One bad situation can erase all of your hard work and planning if you don’t have money in place for […]

January 16, 2019

5 Ways Frugal People Make Extra Money


Being frugal means not only knowing how to saving money but knowing how to make extra money as well. There are multiple ways that frugal people can make extra money.  Increasing your income is an important part of your overall financial health. If you are not where you want to be financially, budgeting, saving, and […]

December 17, 2018

How to Get Out of Debt When You’re Broke


Debt can be crippling. Especially when you have no money and no hope for getting out of debt. Add in collection notices, calls from bill collectors, and a plummeting credit score… the situation can be depressing and unbearable. Despite how emotionally draining being in debt can be, you can get out of debt. Even when […]

December 4, 2018

52 Week Money Challenge – Start A Year of Saving


The new year is around the corner.  What better way to start it off then by starting a money saving challenge. The 52-week money challenge has been around for quite some time.  It’s a great structured way to start saving money. Related Post: How to Save Money When You’re Broke 52 Week Money Saving Challenge […]

November 30, 2018

50 Frugal Living Tips To Help You Thrive in 2019


When most people hear the term frugal living they instantly think of depriving oneself and buying cheap items that nobody really wants. Living frugally is more about thriving and living your best life.  Many people get interested in frugal living because they are trying to survive.  However they continue living frugally in order to thrive. […]

November 17, 2018

How to Save Money with the Dosh App


Cashback apps are a great way to save money when shopping, eating out and traveling.  The Dosh app has been one of my favorite cash back apps because it is so easy to use. Using Dosh I’ve been able to not only save money but make a little extra side money as well.  Keep reading […]

November 7, 2018

8 Ways to Watch TV without Cable or Satellite


I got rid of cable about a year ago.  Paying over $200 a month for my cable and internet bill was just too much.  I work from home so my internet service is a must-have in my budget.  I was left to figure out a way for me and my family to watch TV without […]

November 4, 2018

How to Survive Christmas When You’re Broke


When your money is tight, giving your kids a nice Christmas can be a bit of a challenge. I’m here to tell you that no matter what’s going on with your bank account, you can have a magical Christmas by getting a little creative. What to do When You’re Broke on Christmas Chelsea and Lauren […]

October 28, 2018

How to Create a 50/30/20 Budget – 2019 Guide


When researching personal finance and how to manage your money the first step is always to create a budget.  In many cases, you are not shown exactly how to it. That is not the case today… In this post, you will get step by step instructions detailing how to create a budget. You can also […]

October 19, 2018